Purchase APR: 0.00% intro APR on purchases for 12 months. 0.00% intro APR for 12 months from account opening for balance transfers completed within 60 days of account opening. After intro periods, APR on purchases and balance transfers will be 11.24% to 22.24%, based on creditworthiness and will vary with the market based on Prime rate. Cash Advance APR 16.24% to 27.24%, based on creditworthiness and will vary with the market based on Prime Rate. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. Foreign Transaction Fee, None. Annual Fee, None. Introductory terms are for new cardholders only. Balance transfer not available to pay any loan with Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Restrictions apply. Rates and terms effective 05/01/2019 and subject to change.